SOLUTION

Based on sound actuarial studies, CEC’s unique health insurance program addresses and helps solve complex affordability issues and sets the stage for premium price stability. Using its many decades of
industry experience, adaptation to market conditions and an ever-changing regulatory environment, CEC has developed a health plan that delivers lower premium costs to employers while at the same time increases benefits to employees by reducing their out of pocket costs. 

• Eliminates as many of the financial barriers as possible when your employees need health care services.

• Focuses on services that increase the probability of early detection and    treatment of potentially costly medical conditions and provides as many opportunities as possible to maintain good health.

• Employees’ out-of-pocket costs are reduced for 75%-80% of the most commonly used services.

• Structured to bring in additional cash resources to offset the cost of hospitalizations and surgeries.

• A sophisticated Pharmacy Benefit Management system drives down the extraordinarily high cost of specialty drugs as far as possible.

• Delivers the highest level of health plan design available at the most efficient price.